Appraisal services for Chandler and Maricopa County homeowners
The top seven reasons AZ homeowners call on Pinnacle Appraisal Inc.:
Need help determining the price of your home in or near Chandler, AZ?
We at Pinnacle Appraisal Inc. understand the particular needs of a homeowner seeking appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. For Sale By Owner (FSBO)/Pre-Listing ServicesIt's very hard to be objective about your house because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Pinnacle Appraisal Inc., will be objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract buyers, a professional appraisal is a very valuable negotiating tool once you have an interested buyer. It gives you something concrete to show your buyer. An appraisal is an independent third party's opinion of your home's price -- not just you saying how much your home is worth. Interested buyers assume that you have an emotional attachment to your house and will be more likely to give credibility to a qualified appraiser's value conclusion than yours. PMI Removal AppraisalsA popular way to cut expenses for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is down below 80% of the value of your property, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We are qualified in helping clients just like you get rid of unneeded and unwanted PMI insurance. Challenging Maricopa county's assessment of your propertyIf you live in an area that is going down or not appreciating as much as other houses close to yours, your local tax assessor may have your home overvalued. This means you are probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better off you'll be. An appraisal from Pinnacle Appraisal Inc. is your chief weapon when challenging your property tax assessment. HELOC recently frozen?If your property is in a declining area, your lender just may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be inopportune from a cash flow point of view, and bad for your credit score since it may appear as though that credit line is maxed out. Pinnacle Appraisal Inc. can provide you with efficient appraisal to help you reinstate your home equity line of credit. Field and Desktop Appraisal Review ServicesWould you wish a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you want a seasoned professional to double-check your appraisal for precision? We can go out and check the subject and comparables in question in a field review. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. We can also provide you with a a retrospective review of any appraisal you may have had done before. Even though this is typically requested by banks, you may wish to take advantage of this service if you suspect mortgage fraud related to your property. |